Southern California Home Info

Is a Short Sale Better for My Credit?

A short sale is usually much better than having a foreclosure on your credit.

A foreclosure may cut your credit score around 200 - 300 points.

A short sale may cut your credit score a lot less depending on if you do or do not miss payments.

Keep in mind, you need good credit and background to get a job.

You need good credit to save money on decent Insurance.

You need good credit to rent a house.

A foreclosure will stay on your credit for up to 7 years.

If your home is upside down, owe more than it is worth, I suggest you go to the upside down page and review your options with a Real Estate Attorney and a CPA. There are future implications and knowing your options is a great start.

As a California Licensed Real Estate Broker, I can get your home sold as a "short sale" and in part, ask the lender to accept less than what is owed on the loan.

CALIFORNIA DEPARTMENT OF REAL ESTATE LICENSE 01312992

SO CAL HOMES REALTY
Harold Sharpe

(951) 821-8211

FORECLOSURE QUESTIONS

Harold Sharpe is the owner of
So Cal Homes Realty.

Harold Sharpe is a Licensed
Real Estate Agent, since 2001.

Harold Sharpe is a
Licensed Real Estate Broker,
since 2005.

Harold Sharpe specializes in Selling Houses, and Finding homes for people.

So Cal Homes Realty is the Real Estate Brokerage to assist you in Buying or Selling a House.

Feel Free to call Harold at

(951) 821-8211

DRE LIC #01312992

Monday - Sunday 9am - 7pm

After Hours E-Mail

Schedule to see Houses in Person Before they Sell!

Home Page